FGTS birthday withdrawal | Request yours in 5 minutes!

The FGTS birthday withdrawal is a right that every worker has, just like the FGTS; the difference is that the first is optional, and the second is mandatory for all companies. It is important that you find out more about this benefit so as not to lose your rights!

In recent times, Caixa Econômica has improved its services, and now most things can be done via cell phone or computer. FGTS withdrawals or consultations are examples!

In this article, we will explain better what the FGTS birthday withdrawal is, what the amounts are and how you can request it, all virtually, in addition to explaining a small disadvantage. Follow below and stay up to date with everything!

What is the FGTS birthday withdrawal?

Before we explain how you can withdraw or advance your FGTS birthday withdrawal, it is important that you first know exactly what this benefit is and what amount is available for you to withdraw from it, as the birthday withdrawal does not include the full value of the FGTS.

As long as your employer deposits 8% of your salary every month into the Service Time Guarantee Fund (FGTS), the FGTS birthday withdrawal is an optional right that every worker can request during the month of their birthday. 

It is possible to withdraw every year and the money is released or deposited into another account within 2 months. The amounts may vary depending on the amount of money deposited in your account. See below.

Read too: Smiling Brazil: Everything about, advantages and benefits!

FGTS birthday withdrawal values

As we said, prices vary. Check out a summary of the table:

• If your account has up to R$500.00, you can withdraw up to 50% of the amount;
• From R$500.01 to R$1,000.00, 40%;
• From R$1,000.01 to R$5,000.00, 30%;
• From R$5,000.01 to R$10,000.00, 20%;
• From R$10.00.01 to R$15.000.00, 15% and so on.

The minimum percentage to withdraw, which covers amounts above R$20,000.00, is 5%. As membership is optional for the worker, the FGTS birthday withdrawal does not include the full amount of the FGTS and, if the employee is fired, he will not be able to withdraw this amount in full, only the money relating to the contract termination fine.

How to withdraw the FGTS birthday withdrawal?

To get money from the FGTS birthday withdrawal, you need to download the FGTS app on your cell phone or tablet or make the request via the website. But you also need to consult the FGTS, and you can do so via the Caixa Econômica website, clicking here, as well as the app itself.

Depois de consultar o valor integral e decidir se vai mesmo sacar o saque-aniversário do FGTS, você precisará clicar na aba “Meu FGTS” (tanto no aplicativo quanto no site) e depois em “Saque-aniversário”. Em seguida, é só ler os termos e escolher a opção “aderir ao saque-aniversário”.

There is also the option of advancing the FGTS birthday withdrawal through other financial institutions, such as Banco Pan, if you are in urgent need of money. It is possible to carry out this operation using the same FGTS application, and you just need to download it by clicking on one of the links below!

Download: iOS | Android

What did you think of the content?

The FGTS birthday withdrawal is a right for all workers, especially if you are not sure whether you will receive your FGTS in full. We hope that our text has answered all your questions, and if you want to read more about government benefits and useful apps, get to know The Series.