New PIX rules in 2025: will there be taxes on the payment method? Understand everything!

PIX has revolutionized the way Brazilians handle their financial transactions. Without a doubt, the payment method has become a huge success and is a common practice in businesses and even in transactions between individuals. However, there will be some changes to PIX in 2025 that are worrying some Brazilians.

As you may have already noticed, the Internet is a great way to search for quality information, as our platform is proof of this fact, considering that we produce various quality content on social benefits for Brazilians (click here to find out about the best materials to help you get approved for the social benefit you want). 

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Unfortunately, there are websites on the internet that are dedicated to spreading false information, often as a joke. However, these jokes can end up being shared as truths on the internet and lead to misinformation. Therefore, today we will explain in a simple way what the changes to PIX will be in 2025.

Report false information 

Since we are talking about PIX in 2025 and false information about the new changes, it is important to highlight that we all have an important role in sharing truthful information. Therefore, I ask that you share this article so that everyone is aware.

In addition to sharing this information on your own social networks, it is also important that you report posts that are intended to mislead other Brazilians. Let us all play a role in the fight to share reliable information.

Will there be a fee on PIX in 2025?

The year 2025 has just begun, but there are already several controversies being reported. For example, many questions have been raised about the Continuous Benefit Payment (BPC), including, if you click here you will see one of our articles about the true information. The most popular payment method in recent years was not left out of the information shared.

The truth is that the IRS has been a source of terror for many Brazilians for many years. The interesting thing is that most of the people who fear the institution have no reason to do so, considering that they are not required to declare these amounts because the amount is lower than that required for the declaration.

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However, the media often uses resources such as the Federal Revenue Service, social programs and other tools to scare the population and manipulate them for specific purposes. But calm down. The truth is that tax abuse is a concern in Brazil and should be the subject of debate, but PIX in 2025 has not undergone any changes in terms of taxes.

What actually changed

The Federal Revenue Service introduced new rules for PIX in 2025, as well as for credit cards. These means of financial transactions had these new rules implemented as of January 1st, that is, it is in fact a change that arrived in 2025.

There has been a lot of talk on the internet about the value of R$ 5 thousand. This is because movements equal to or greater than this value must be reported to the Tax Office. When we talk about companies (CNPJ), the ceiling is R$15,000. This is a change in legislation that affects the financial sector in our country.

However, unlike what is being shared on social media, there will be no fee in PIX for transactions made by customers. In fact, the president himself Lula da Silva (PT) made a donation to the team Corinthians using the PIX tool; the donation was worth R$1,013.00.

So, if you are a frequent user of this payment method, don't worry, as the new PIX rules in 2025 only impacted the best inspection by the Federal Revenue Service, after all, we know that many people practice the act of evading taxes, so it is another alternative to increase control.

Which institutions will be affected?

Basically all of them! Previously, only banks and financial institutions as a whole needed to report each and every transaction carried out, regardless of the method. However, with the new PIX rules in 2025, all individuals and legal entities will have to start declaring the amounts, as long as they reach the established minimum limit.

The tax authorities themselves have announced that all these changes have a single purpose: to improve the monitoring of financial transactions carried out through these payment methods. Therefore, through these declarations, it is possible to increase data collection and combat tax evasion, as well as improve the transparency of financial transactions.

Do I need to declare?

Many Brazilians are posting on the internet as if absolutely all Brazilians who use the PIX payment method will need to declare these amounts. However, this is not quite the case. As you saw previously, it is only necessary to declare when the amounts received and paid, added together, accumulate to an amount equal to or greater than R$1,000,000, in the case of individuals.

If your transfers do not reach this amount, then there is no need to declare these transfers. Likewise, if you are concerned about declaring your company's PIX transfer amounts in 2025, remember that the amounts must reach R$15,000 in transfers.

Do I need to declare every month?

According to the Tax Authorities, these declarations must be submitted on a half-yearly basis. The declaration of these transfers for the first half of 2025 must be made by the last business day of August, while the second half of the year has a deadline of the last business day of February 2026.

Political changes in 2025

You may have noticed that the year 2025 is full of changes made by the political class of our country: some pleased the population, others not so much. Some changes happened within the scope of social programs, such as Bolsa Família (click here to see what the updates were), others in the legislative sector. 

It is always important to stay up to date on these changes that are occurring in the country. After all, these are changes that directly impact the maintenance of your life. Therefore, I ask that you continue following our platform so that you do not miss important news like the ones we are publishing.

Did you like the information about PIX in 2025?

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